Property income, handled with care.
Rental income brings its own rules — from allowable expenses to Making Tax Digital. We make sure your return reflects them properly.
Where you are
The questions on your mind
- “Which costs can I deduct?”
- “How does it work if we own it jointly?”
- “Does Making Tax Digital apply to me?”
You're not the first to ask — and they all have clear answers.
What matters
What you need to know
Allowable expenses
Repairs, letting fees and insurance are treated differently from improvements, and mortgage interest gets a tax credit rather than a deduction.
Joint ownership
Income is usually split according to ownership — and that split matters for each owner's return.
Making Tax Digital
From April 2026, landlords and sole traders with qualifying income over £50,000 move to digital records and quarterly updates. Lower thresholds follow in 2027 and 2028.
How we help
What Howarths does for you
- A return built around your portfolioRental property is one income type in our pricing selector, alongside any other types of income you receive.
- Clear explanationsWe show how your tax was worked out and what you can do differently next year.
- MTD readinessSoftware and record-keeping set up before the rules apply to you.
What it costs
From £199 / year
A clear fee for an agreed scope. Choose the services you need; we explain what is included and discuss additional work before it starts.
See the full pricingGreat value.
Even better conversations.
Your accountant shouldn’t feel like someone you only hear from once a year. WhatsApp is our preferred way to keep in touch: smaller questions, more often, and conversations that actually move things forward.
A clear fee pays for the work. Staying connected makes that work more useful to you.
Let’s talk about what you needAsk it while it’s on your mind.
Talk it through.
Understand your next move.
More contact. More context. Better conversations.
Better support. A fee that makes sense.
You don’t have to navigate this alone. Tell us where you are and we’ll agree the right support and a clear fee, with someone alongside you as questions come up.