Serious about
your accounts.
Closer to your business.
Excellent value. An accountant you can WhatsApp. More contact, better conversations — and a clear fixed fee for the support you need.
Where are you right now?
Choose the one that sounds most like you. We'll walk you through what matters, how we help, and what it costs.
- 01I've just started tradingSole trader or freelancer, first year
- 02I run a limited companyDirector of an owner-managed business
- 03I rent out propertyBuy-to-let or jointly owned property
- 04I'm behind on my tax returnsMissed years or HMRC letters
- 05I'm thinking of switchingLooking for a more personal service
02 / 06What we do
The right work. Not more work.
You shouldn’t pay for support you don’t need. Start with the work that matters to you, then see exactly what’s included and what it costs.
Great value.
Even better conversations.
Your accountant shouldn’t feel like someone you only hear from once a year. WhatsApp is our preferred way to keep in touch: smaller questions, more often, and conversations that actually move things forward.
A clear fee pays for the work. Staying connected makes that work more useful to you.
Let’s talk about what you needAsk it while it’s on your mind.
Talk it through.
Understand your next move.
More contact. More context. Better conversations.
03 / 06Who does it
And it's done by someone who knows you.
Services only matter if the person behind them understands your situation. Howarths is a Birmingham-based accountancy practice. We work with sole traders, landlords, individuals and owner-managed limited companies across the UK.
More about Howarths
One named accountant
A consistent point of contact who knows your circumstances and remembers the last conversation.
WhatsApp conversations
A familiar, easy way to stay in touch — so small questions don’t become a once-a-year pile-up.
Joined-up advice
Your business records and personal tax position considered together, rather than in isolation.
Professional standards
Qualified expertise and careful processes across every service we provide.
04 / 06What clients found
Don't just take our word for it.
Here's how that personal approach has worked out for people who started where you are.
“Switching to Howarths was the best business decision we made last year. They spotted thousands in overpaid VAT inside the first month.”
“Calm, precise and genuinely on top of every deadline. I finally stopped dreading the tax year end.”
05 / 06Before we talk
The questions people ask us first.
If something is still on your mind, it's probably one of these.
Are company accounts and a personal tax return the same thing?
No. A limited company is a separate legal entity. Its statutory accounts and Corporation Tax return are distinct from a director’s personal Self Assessment return. We can help you understand which responsibilities apply to each.
Explore the serviceDoes Making Tax Digital concern property owners too?
Yes. HMRC adds together gross self-employment and property income before expenses. The first stage applies from April 2026 where qualifying income on the 2024/25 return exceeded £50,000; further stages start above £30,000 in April 2027 and £20,000 in April 2028. Digital records and quarterly updates sit alongside a final annual tax return.
Explore the serviceDo I need a tax return for a side business?
A sole trader normally needs to file when gross self-employment income exceeds £1,000 in a tax year, before expenses. That includes freelance work alongside a PAYE job. The reporting threshold is not the same as the amount of profit on which tax is calculated.
Explore the serviceCan you deal with several outstanding tax years?
Yes. Tell us which years are missing and whether HMRC has issued notices or penalties. Each year's return needs the records and rules for that year. Filing the newest return does not settle earlier returns, and unreported income may need a separate disclosure process.
Explore the serviceWhere does bookkeeping stop and accounting begin?
Bookkeeping records the day-to-day transactions. Accounts turn those records into a structured picture of your business, while tax work establishes the relevant tax position. Reliable records connect all three.
Explore the serviceA personal recommendation
Good people know
good people.
Know someone who would value a better relationship with their accountant? Introduce us and we’ll take it from there.
£50
sent to you as a thank-you once the person you introduce becomes a client.
06 / 06 Your next step
Better support. A fee that makes sense.
One short conversation about your business and what you actually need. You'll leave with a fixed fee, a clear start date, and no obligation.
Fixed fees, agreed upfrontNo long contractUK Professional AccountantsReply in a day or less